This page contains important legal information - please read it carefully
before proceeding further. The information below explains the legal and regulatory
restrictions in relation to the information contained on this Website and
the countries in which OPM funds are authorised for sale.
Terms & Conditions of access to the Internet Site of OPM ("the
Terms").
Please note that OPM Fund Management is the trading name of Smith & Pinching
Portfolio Management Limited (‘SPPM’) and neither provides financial
advice to private individuals. If you have any doubt whether the OPM Funds
are suitable for you and you wish to receive advice you should contact a
financial adviser.
Please read the Terms carefully. By accessing any page of this Website, you
agree to be bound by the Terms below.
These Terms set out your rights and obligations and those of OPM Fund Management
(and its Associates as defined in section 52 of the Companies Act 1989) ("OPM")
in relation to your use of this Website. These Terms contain the full and complete
understanding between OPM and you relating to this Website.
These Terms may be amended without notice to you. Your continued use of the
Website following any changes will mean that you accept such changes.
OPM Fund Management is the manager of the OPM Funds which are collective schemes authorised by the Financial Services Authority of the United Kingdom ("FSA"). SPPM is registered in England and Wales under company number 1970477 and is authorised and regulated by the FSA. The registered address of SPPM is 295/7 Aylsham Road, Norwich, NR3 2RY.
Whilst considerable care has
been taken to ensure the information contained in this Website is accurate
and up-to-date, no warranty is given as to the accuracy or completeness
of any information and no liability is accepted for any errors or omissions
in such information. All information contained in this Website is subject
to change without notice.
OPM accept no responsibility for any information contained in any other website
accessed via a hypertext link from this Website, or from which this Website
is accessed via a hypertext link. No other person or company may link their
website into OPM's Website without the express written permission of OPM.
You agree that you will only use the Website in a way which is consistent with the Terms and which complies with applicable laws and regulations.
This Website is directed
only at persons in the UK and is not to be regarded as an offer to
buy or sell or the solicitation of an offer to buy or sell securities
in any jurisdiction other than the UK. Persons resident in territories
other than the UK should consult their professional financial advisers
as to whether they require any governmental or other consents or need
to observe any formalities to enable them to invest in OPM products
described in this Website.
The provision of the information in this Website does not constitute an offer
to purchase securities to any person in the United States or to any U.S. Person
as such term is defined under the United States Securities Act of 1933, as
amended.
Past performance is not a guide
to the future. The value of investments and the income from them can
go down as well as up. You may not get back the amount originally invested.
The value of overseas securities and funds linked to them will be influenced
by the rate of exchange used to convert them back into the base currency of
the fund.
Equity based investments including unit trusts should not be considered as
short-term investments and should typically be held for at least five years.
The OPM Funds levy certain charges and expenses as described in the Simplified
Prospectuses.
Research and analysis contained in this Website should not be construed as
a recommendation to buy and sell a particular security, and anyone considering
making such an investment should consult their professional financial adviser.
An investor seeking to invest in any investment product appearing on this Website
should only do so after reading the Simplified Prospectus and/or prevailing
terms and conditions. An investor should consider his/her own personal circumstances
before making a decision.
No information contained in this Website
should be construed as investment advice on the merits or suitability
of OPM's products or services to the visitor.
OPM only provides information about its own products and services and does
not give investment advice based on individual circumstances. If you have any
doubt about the suitability of OPM's products or services, please consult an
independent financial adviser. Commission or other remuneration as described
in the relevant key features may be payable to any adviser.
Except where stated otherwise, the contents
of this Website are based on OPM's interpretation of United Kingdom
taxation law and practice.
While we believe this interpretation is correct, we can give no guarantee that
tax reliefs and the tax treatment of funds will remain the same in the future.
The value of any tax reliefs will depend on individual financial circumstances
and the individual's country of residence. If you are in any doubt about your
tax position, you are advised to consult your professional financial adviser.
OPM accepts no legal liability for loss,
damages or expenses which you may suffer or incur directly or indirectly
by your accessing or use of this Website.
OPM reserves its right to restrict, suspend or terminate your use of this Website
at any time in OPM's absolute discretion.
Providing that you do
not delete, change or modify in any way any copyright notices you may
download materials and information from the Website to a single personal
computer or print a hard copy of the materials on the Website in order
to help you, or if you are a financial adviser, your client, decide whether
to invest in a OPM fund.
Except for this limited license you may not copy, reproduce, re-publish, upload,
post, transmit or distribute any material on this Website in any way. Doing
so could constitute an infringement of OPM's or third party copyright and other
intellectual property rights.
The copyright in the
Website and (unless otherwise indicated) its contents including all
information, graphics, code, text and design are owned by OPM. Unauthorised
use of this material is strictly forbidden.
In the event of a professional financial adviser wishing to publish or distribute
written marketing or other promotional material based upon the content of this
Website, he may only do so having first obtained the prior written consent
of OPM.
This Website contains names and logos which are trademarks of OPM. Any unauthorised use of any of these names and logos would constitute an infringement of those trademarks and is thus forbidden.
In the event that any provision of these Terms is held by a court of competent jurisdiction to be invalid or unenforceable then the remainder of the Terms shall remain valid and enforceable and you nevertheless agree that any court shall endeavour to give effect to OPM's intentions as reflected in the Terms.
The Terms and any and all contracts concluded under them are governed by and shall be construed in accordance with the laws of England and Wales. You agree that any dispute arising out of the Terms or otherwise between us shall be subject to the exclusive jurisdiction of the Courts of England and Wales.
We do not endorse and accept no responsibility
for the content of any Website not operated by OPM which you may visit by following
a link from this Website or from which you follow a link to visit this Website.
No other Website, without the prior written permission of OPM is authorised
to link to any part of this Website other than the home page nor when so linking
to place, integrate or display any bar, frame or partial frame or any additional
branding or graphic around the view of this Website presented to the internet
user.
Information Collected
General
We do not collect any personal information from anyone who is merely
visiting or browsing our Website. However, personal information may
be requested from visitors who choose to respond to online surveys
or who send OPM an email message. We may also record telephone calls
you make to us.
Use of Information Collected
Improved Customer Service
OPM may use the information collected from visitors to its Website
to address the specific needs of those visitors and to provide better
customer service, including the supply of the latest information regarding
OPM products.
Record of Communications
The information collected is also used to maintain a record of communications
between OPM and its Website visitors, and to comply with any applicable legal
or regulatory requirements.
Data Protection
The uses of your personal information are covered by the registrations
of SPPM under the Data Protection Act 1998. The personal information
you supply may be used to provide the service applied for. The information
will be held on a database and may only be shared with and used by
SPPM who are obliged by law or agreement to comply with the principles
set out in the Data Protection Act.
By ticking ‘I agree to these terms and conditions’ and clicking
the "Enter Site" button below you are stating that you are eligible
to access this site and that you agree to be bound by all terms and conditions
set out above, and you acknowledge that all the above information has been
brought to your attention. The information contained in this web site is offered
to you conditional on your acceptance without modification of the terms, conditions
and notices contained herein. If you do not agree with these, please do not
access this web site.
Each time you use the site, a condition of use is that you comply with the
above terms.
1st June 2007